Home Insurance 

No need to send your jewellery and watches away or wait for weeks to get it back from a local jeweller. We appraise your jewellery on your day of appointment at our discreet Chester office. We charge fixed, transparent prices so we are often less expensive too.

Most UK insurance companies now require that watches and items of jewellery, for home insurance, are valued by a qualified valuer. The resultant values are based on what it would cost to replace the lost item with the same or comparable item. This service includes reviewing the type of policy you hold and the items that you wish to insure. This makes sure you only pay for what you own but enough to cover you fully in the event of a loss or claim.

This service includes an office appointment, detailed appraisal, a fully researched document and digital photographs.

  • Document and ONE item only – £100 (online document only for single item valuations) 
  • Document and two items or more – From £145
  • Subsequent items from £60
  • High end watches such as Rolex – from £100
  • Single diamonds over 1ct and more complicated items – from £80
  • Single diamonds and Important coloured stones over 1.50ct – See high net worth service

Prices are set for items that have paperwork such as certificates, previous valuations or receipts. If you have no paperwork whatsoever there may be an additional fee for the additional complexity of the appraisal.

Jewellery Valuations for Insurance, Probate, Family Division, Divorce in Chester, North Wales